| What is a Cash
Advance, Payday Loan? |
A payday advance provides you with an
unsecured, short-term cash advance until your payday. Customers choose
payday advances to cover small, unexpected expenses while avoiding
costly bounced-check fees and late payment penalties. With Personal Cash
Advance you can apply for a payday loan online and have your advance
electronically deposited to your checking or savings account. |
| |
| What are the minimum requirements for approval? |
• Currently have a job (or receive
regular income)
• Are 18 years of age or older
• Have checking account or savings account |
| |
| What
if I have poor credit? |
No problem! Unlike many other financial
institutions, we do not check your credit |
| |
| How soon can I receive my cash advance? |
Within 24 hours |
| |
| What
documents do you require for me to fax in |
Absolutely nothing! Our
loans are paperless, and require no faxing. |
| |
| How
do I know if I am approved? |
We will contact you by phone or via
e-mail within one hour about the status of your application during
normal business hours 7am-7pm. For applications submitted after hours
we will contact you first thing the next business morning |
| |
| How do I determine my due date? |
All loans are due on your next payday.
The maximum advance term is 30 days |
| |
| What happens if I do not have the fund necessary to repay you on
my due date? |
You
must contact us immediately? |
| |
| Can I have more
than one loan with you at a time? |
No. We must have
the full amount collected before we can issue another loan |
