How Do Payday Loans Work?
It is natural to have questions about payday loans and cash advances. But the most common question is simply: How does getting a payday loan work? The answer? It’s simple. A payday loan—sometimes also called a payday cash advance—is a short-term loan typically used to help you meet expenses until your next payday. You may need as little as $50. Or you may need $5000. No problem!
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To qualify, you just fill out a simple application online. The process is safe and secure. Then we let you know promptly if you qualify for a loan. If you do, we deposit the amount you need directly into your bank or credit union checking or savings account by 5 PM PST the next business day!
To pay off your loan, you specify the date of your next payday when you would like the payment withdrawn from your checking or savings account.
At AAA Cash Advance, we give you options. We work with you to help you get the amount of cash you need when you need it…then schedule the most convenient date for you to repay the loan.
Completely confidential, private, and discrete!
Your application for a loan from AAA Cash Advance is entirely and exclusively between us: you and AAA Cash Advance. No one else gets access to any information whatsoever about you.
We don’t share information from your application with anyone. We never report data to credit agencies. We never sell or rent your contact information. And our hardware and software systems feature the most advanced cyber-security safeguards in the industry.
We are not a lender. Please read the disclaimer.
The Advantages of a Payday Advance
- You won't have to go through the hassle of a credit check.
- You can apply in person, on the phone or on the Internet.
- The process takes less than 20 minutes.
- The loan proceeds are automatically deposited into your bank account within 24 hours.
- It's affordable, at least immediately - you don't have any up-front costs.
- It's discreet - nobody else is involved.
- It's secure - your financial information isn't shared with others.

